Insuring the Bottom Line: How to Protect Your Company From by David Russell

By David Russell

A important resource to purchasing the main cost-efficient company coverage. a part of the Merritt Taking keep watch over sequence.

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The most the insurance company will pay for loss or damage under this extension is $2,500 at each described premises. The coverage for “personal property of others” is virtually identical to the major coverage having that same name. The extension provides a small amount of coverage without charge for those who may only have an incidental exposure. A business with a more significant exposure should purchase a specific amount of the major coverage. c. Valuable Papers and Records—Cost of Research 47 Insuring the Bottom Line You may extend the insurance that applies to Your Business Personal Property to apply to your costs to research, replace or restore the lost information on lost or damaged valuable papers and records, including those which exist on electronic or magnetic media, for which duplicates do not exist.

Limited amounts of coverage for these same exposures is restored by the coverage extensions, and additional amounts of coverage may be added by endorsement or under a separate policy form. o. Vehicles or self-propelled machines (including aircraft or watercraft) that: (1) Are licensed for use on public roads; or (2) Are operated principally away from the described premises. This paragraph does not apply to: (a) Vehicles or self-propelled machines or autos you manufacture, process or warehouse; (b) Vehicles or self-propelled machines, other than autos, you hold for sale; or (c) Rowboats or canoes out of water at the described premises; p.

Instead, he sued CIGNA. In the meantime, faced with the pressures being exerted by local authorities and the refusal of CIGNA to adjust the loss, Dickler obtained a demolition permit and razed the school. The cost to demolish Sunrise was $185,000, which a company controlled by Dickler paid. After hearing the testimony presented by Dickler, WUFSD and CIGNA, the trial court found that the replacement cost of Sunrise as of the date of the loss was $7,381,490. The zoning was such that under New York law it could have been converted to an alternative use and not been demolished.

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