Integrating Insurance and Risk Management for Hazardous by Howard Kunreuther, M.V. Rajeev Gowda

By Howard Kunreuther, M.V. Rajeev Gowda

A problem dealing with society this day is the best way to improve a significant technique for built-in detrimental waste administration. assembly this problem was once the central motivation for the convention on "Risk overview and chance administration thoughts for harmful Waste garage and Disposal Prob­ lems," held on the Wharton university of the collage of Pennsylvania on may possibly 18-19, 1988. The convention introduced jointly representatives from the most important events - environmentalists, executive, assurance, legislation, production, and the college neighborhood - who've been con­ cerned with the waste administration procedure. The convention used to be the 3rd cosponsored by way of the Wharton heart for chance and selection approaches addressing the knotty challenge of dangerous waste. the 1st, held on the overseas Institute for utilized structures research in 1985, tested the transportation, garage, and disposal of harmful fabrics. It prompt steps that undefined, insurers, and gov­ ernment firms may possibly take to enhance the security and potency with which unsafe fabrics are produced and regulated in industrialized societies. particularly, it interested in the risk-management instruments of assurance, com­ pensation, and law. xv xvi PREFACE the second one convention, held on the Wharton tuition, college of Penn­ sylvania in 1986, targeting the position of coverage and reimbursement in environmental pollutants difficulties. It characterised a collection of difficulties concerning the environmental toxins legal responsibility coverage quandary as provided via key events and proposed a collection of study wishes for delivering a legitimate foundation for developing socially acceptable measures to house the problem.

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Lyon, France, p. 7. E. Rittmann (1982). Microbial remediation of hazardous organic compounds. Environ. Sci. Technol. 16:170A-183A. , A. S. Scott, W. Marcus, C. Chen, and H. Libb (1987). Special Report on Ingested Inorganic Arsenic: Skin Cancer; Nutritional Essentiality. S. Environmental Protection Agency Science Advisory Board Review. G. Knudson (1981). Mutation and cancer: A model for human carcinogenesis. J. Natl. Cancer Inst. 66:1037. A. (1987). Recommended Agency Policy on the Carcinogenicity Risk Associated with the Ingestion of Inorganic Arsenic-Action Memorandum.

17(1):149. H. Hodgson (1979). A Modelfor Predicting Dry Deposition of Particles and Gases to Environmental Surfaces. S. Department of Energy by Pacific Northwest Laboratory. PNL-SA-6271-REV I. Shabecoff, P. (1988). EPA reassesses the cancer risk of many chemicals. New York Times. January 4, p. AI. , G. L. Anderson (1986). Innovative Use of Toxicological Data to Improve Cost-Effectiveness of Waste Cleanup. Presented at Superfund '86: Management of Uncontrolled Hazardous Waste Sites, Washington, DC, December 1-3.

Chemicals that are thought to cause health or ecological effects through threshold mech- 15 16 INSURANCE AND RISK MANAGEMENT FOR HAZARDOUS WASTE anisms are also being evaluated by risk assessment approaches. More attention has been focused on the scientific relationships that underlie the characterization of suspect carcinogens and their dose-response relationships, including extrapolation from animals to humans and from high dose to low dose; far less attention has been focused on the exposure assessment, which can impact the outcome of the quantitative risk assessment by certainly as much as the assumptions in the dose-response extrapolation part of risk assessment.

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