WaFd (NASDAQ:WAFD) versus Oak Ridge Financial Services (OTCMKTS:BKOR) Head to Head Comparison (2024)

Oak Ridge Financial Services (OTCMKTS:BKOR – Get Free Report) and WaFd (NASDAQ:WAFD – Get Free Report) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, institutional ownership, profitability, earnings and risk.

Risk & Volatility

Oak Ridge Financial Services has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500. Comparatively, WaFd has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500.

Profitability

This table compares Oak Ridge Financial Services and WaFd’s net margins, return on equity and return on assets.

Dividends

Oak Ridge Financial Services pays an annual dividend of $0.48 per share and has a dividend yield of 2.5%. WaFd pays an annual dividend of $1.04 per share and has a dividend yield of 2.9%. Oak Ridge Financial Services pays out 22.5% of its earnings in the form of a dividend. WaFd pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. WaFd has increased its dividend for 13 consecutive years. WaFd is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Valuation and Earnings

This table compares Oak Ridge Financial Services and WaFd’s revenue, earnings per share (EPS) and valuation.

WaFd has higher revenue and earnings than Oak Ridge Financial Services. Oak Ridge Financial Services is trading at a lower price-to-earnings ratio than WaFd, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Oak Ridge Financial Services and WaFd, as reported by MarketBeat.com.

WaFd has a consensus target price of $34.25, indicating a potential downside of 4.44%. Given WaFd’s higher probable upside, analysts clearly believe WaFd is more favorable than Oak Ridge Financial Services.

Institutional & Insider Ownership

4.2% of Oak Ridge Financial Services shares are owned by institutional investors. Comparatively, 83.7% of WaFd shares are owned by institutional investors. 25.6% of Oak Ridge Financial Services shares are owned by insiders. Comparatively, 2.3% of WaFd shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

WaFd beats Oak Ridge Financial Services on 13 of the 16 factors compared between the two stocks.

About Oak Ridge Financial Services

(Get Free Report)

Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses. It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services. The company also provides health savings accounts, identity theft protection, wealth management, cash management, and remote deposit capture services; and auto, home, small business, renters, life, boat and watercraft, classic car, motorcycle, flood, pet, and umbrella insurance products. It operates through a network of branches in Oak Ridge, Greensboro, and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.

About WaFd

(Get Free Report)

WaFd, Inc operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company offers deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It also provides single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc in September 2023. WaFd, Inc was founded in 1917 and is headquartered in Seattle, Washington.

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